DISCOUNT RATE DROP. Good or Bad??

The Federal Reserve dropped the discount rate to almost 0, trying to help people out of recession. Does it help more then it hurts? Legal aid groups depend on revenues from the Federal Reserve and will have to cut staffing by 20%. Helping people with the recession through this process will lead to higher unemployment and make the groups go into bankruptcy.

http://www.nytimes.com/2009/01/19/us/19legal.html